Referral Program Terms for Tinkoff Bank: How to Earn a Bonus

1. Introduction
   • Tinkoff Bank offers a referral program where existing customers can invite their friends to join the bank and earn a bonus.
   • To qualify for the bonus, the referred friend needs to meet certain requirements, including spending 300 rubles.
2. Inviting a Friend
   • As an existing Tinkoff Bank customer, you can invite your friend to join the bank through the referral program.
   • You can send them an invitation link or provide them with your referral code.
3. Referred Friend's Requirements
   • In order for you to receive the bonus, your friend needs to meet the following requirements: a. Obtain a Tinkoff Bank plastic card or a virtual card. b. Spend at least 300 rubles using the card.
4. Obtaining a Card
   • Your friend has two options for obtaining a card: a. Physical Card: They can wait to receive a physical plastic card in the mail. b. Virtual Card: Alternatively, they can choose to use a virtual card for their purchases.
5. Spending 300 Rubles
   • Once your friend has obtained their Tinkoff Bank card, they need to spend at least 300 rubles using the card.
   • This can be done either with the physical card or the virtual card.
6. Bonus Eligibility
   • Once your friend has met all the requirements, you will be eligible to receive the referral bonus.
   • The bonus will be credited to your Tinkoff Bank account within a specified timeframe.
7. Conclusion
   • By inviting your friend to join Tinkoff Bank and ensuring they meet the spending requirement, you can earn a bonus as part of the referral program.
   • Your friend can choose to use either a physical or virtual card to make their purchases and qualify for the bonus.